🧡 About Alma
At Alma, we believe sustainable commerce depends on fair, well‑balanced trade. Because finance plays a pivotal role in business, our mission is to put it back in its rightful place - serving merchants and consumers.
Our installment and deferred payment solutions help merchants boost sales by 20% or more, increase customer loyalty, and deliver a seamless shopping experience - without encouraging bad debt.
As the buy now pay later leader in France and active in 10 European countries, we've empowered over +25,000 merchants and 10 million consumers.
With 380+ Almakers and €100M+ ARR, Alma is scaling rapidly across Europe as a member of the Next40, and we're just getting started!
👐 About the team
Compliance & Internal Control sits at the heart of Alma's ability to operate as a trusted, regulated payment institution across Europe. The function spans three pillars — Financial Security, Regulatory Compliance, and Internal Control — and plays a critical role in shaping how Alma manages risk, meets its obligations, and builds a culture of compliance across the company.
You'll report to the General Secretary and work closely with Operations, Risk, and Finance teams. This is a senior leadership role with real scope: you'll manage a team of specialists and define Alma's standards and positioning on compliance at the highest level.
This position is a CDI based in Paris.
💼 About the job
Set the direction on compliance & control
- Define Alma's top management position on high-stakes compliance and internal control projects impacting the whole company
- Set standards for project quality and ensure alignment with regulatory requirements and organizational objectives
- Drive a culture of compliance by modelling and advocating compliant practices across the company
- Build consensus across the organization, fostering a shared sense of responsibility for compliance
- Represent Alma as the key point of contact with regulators and authorities
Lead the Financial Security team
- Supervise the AML-CFT framework: definition, update, and accuracy of consumer and merchant risk classification
- Oversee KYB/KYC process design and implementation with Risk & Ops stakeholders
- Manage escalations, STR reporting to authorities, and AML-CFT communications to the ACPR
- Define the annual AML/CFT training and awareness program for all employees
- Serve as liaison with local regulatory authorities
Own the Regulatory Compliance framework
- Define Alma's regulatory framework and policies across all geographies
- Ensure continuous regulatory watch, with a specific focus on AML-CFT regulations in Europe
- Supervise IOBSP and ESP processes at Alma
- Oversee the implementation of Alma's ethics program, including anti-corruption policies and processes
Drive Internal Control & Risk Management
- Lead the elaboration and update of Alma's risk mapping: identify, evaluate, and propose controls to mitigate risks
- Supervise the execution of second-level controls as part of Alma's permanent control plan
- Manage the operational risk management framework and incident management processes
- Support periodic control missions and follow up on findings and recommendations
- Raise awareness on risk prevention culture through dedicated trainings and action plans
🧩 About you
To succeed in this job
- 10+ years of professional experience in a similar position in Audit, Internal Control, or Compliance, within a banking environment or a fintech
- Deep understanding of AML-CFT regulatory frameworks and the financing challenges of a payment institution and/or financing company
- Proven experience managing teams and leading cross-functional compliance or control projects
- Experience in an international and multicultural context — you are fluent in English; French, Italian, and/or German are a plus
- Strong analytical and risk-oriented mindset: you can deconstruct complex problems and propose pragmatic solutions
And it will be nice if you also
- Communicate with clarity and conviction, both in writing and orally — you can make complex regulatory topics accessible to any audience
- Are rigorous and methodical, with strong attention to detail
- Bring a curious mindset: you're not afraid to ask questions and explore new topics
- Are a genuine team leader who can carry and apply a centralized vision for your team
- Thrive in a fast-moving, scaling environment where priorities evolve and ownership is valued
Don't meet every single requirement? At Alma, we believe great hires come from diverse paths. If this role excites you, we encourage you to apply. We value potential, curiosity and the ability to grow as much as experience.
🧘 What’s in it for you
If you join, you will be able to grow and impact on: