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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The role
We are looking for a Senior Data Scientist to join SoFi’s Secured Lending Team, with a focus on Home Lending risk analytics, loss forecasting, and portfolio performance monitoring. This role will support home lending products including first mortgages, jumbo loans, closed-end seconds, and HELOCs, with a strong emphasis on delinquency, default, cure, severity, recovery, and portfolio profitability.
The Senior Data Scientist will play a key role in building models, dashboards, and analytical frameworks that help the Secured Lending organization understand credit performance across the full residential lending lifecycle — from origination and portfolio monitoring through delinquency, default resolution, loss mitigation, and recovery.
This individual will partner closely with Credit Decision Science, Credit Risk, Finance, Capital Markets, Servicing, Collections, Loss Mitigation, Model Risk, and Data Engineering to support data-driven decision-making across Home Lending.
By joining SoFi, you’ll become part of a forward-thinking company that is transforming financial services for the better. We offer the excitement of a rapidly growing company with the stability of an industry-leading leadership team.
What you’ll do
The Senior Data Scientist will help SoFi strengthen Home Lending risk analytics, forecasting, and portfolio management by: